Auf der Karte auf www.openstreetmap.org nicht, soweit ich weiss. Aber unter http://toolserver.org/~osm/locale/ gibts eine osm-Karte, bei der Du für die Beschriftung zwischen verschiedenen Sprachen wählen kannst (soweit halt die Namen in der jeweiligen Sprache erfasst sind).

I'm sure there are other ways to draw nodes at the location given by waypoints, but I don't know them :-) Using josm is just the way I do it.

If you use josm as editor you can read a gpx file with your waypoints, then draw a node where your waypoint is displayed.

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Kleiner sachlicher Fehler: Yahoo erlaubt nicht das Abzeichnen seiner Karten, nur das Abdigitalisieren seiner Luftbilder. Das hast Du zwar wahrscheinlich so gemeint, es ist aber missverstehbar formuliert.

You're right, an "area" is just a "closed way". When it comes to tagging, that depends on what it is.
Have a look at osm.wiki/Map_Features which lists most commonly used (and many less commonly used) tags.
For reviewing TIGER data you should check out osm.wiki/TIGER_fixup which describes common problems with TIGER data and how to fix them. As soon as you have reviewed and corrected an imported way you should delete the tiger:reviewed=no tag to indicate that this way has been checked.

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By the way, it looks like you are from Bosnia & Herzegowina. It appears there is highres Yahoo! imagery available for Sarajevo at least.

The problem with using images without permission is that the copyright holder could get a court order to destroy the openstreetmap project if if his maps or images are copied. So by tracing images or maps without permission endangers the whole project.